Financing Options

A pocket book friendly way to purchase from American Mattress is to take advantage of our Special financing options. Financing your mattress purchase is a great way to start sleeping better without having to clear out your savings. You can rest easy knowing we have great options no matter what your credit score is!

You can apply for financing online or at any of our American Mattress locations. If you have low credit, you can learn more about your options by visiting our Low Credit Financing guide.

* Please note that financing is only available to residents in the state of Illinois, Indiana, and Wisconsin.

Syncrony Bank. 36 Months Promotional Financing Every day, on in-store purchases of $1,999 or more made with your American Mattress Credit Card

Apply Now

To get started online, simply visit our partners at Synchrony Bank.

Synchrony Bank offers regular monthly payments that extend your purchasing power and let you take home the mattress you want. Synchrony also provides top-notch security and encryption to protect your information. Shop our best Mattress deals and start getting a better night's sleep!

Great Benefits

  • A dedicated credit line to use again and again at American Mattress
  • Convenient monthly payments
  • Payment options - online or by mail

Apply Today

Access 24/7

  • Make payments
  • View your balance
  • Update account info
  • Schedule up to your next 12 payments

Manage My Account

Easy Use

  • Use your card for future purchases at American Mattress
  • No expiration date
  • Cardholder-only special offers

Frequently Asked Questions

What is the American Mattress Card?

American Mattress offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again at American Mattress stores and online.

How do I get an American Mattress Card?

You can apply for an American Mattress Credit Card at any of our retail stores. Click here to find our locations.

Where do I check the status of my account?

To check the status of your American Mattress Credit Card go to the Manage My Account page on Synchrony Financial,s website. After logging into your account, you will be able to:

  • Make payments
  • View your balance
  • Update account info
  • Schedule up to your next 12 payments

How can I make a payment on my American Mattress Credit Card?

American Mattress offers three convenient ways to pay your American Mattress Credit Card bill:

Pay Oline - Click here to make a payment online.

Pay By Phone - Contact Sychrony Bank Custormer service at 1-866-396-8254 during the hours listed below to make a payment by phone:

  • Monday - Friday: 7:30am to 12:00am EST
  • Saturday: 10:00am to 7:00pm EST
  • Sunday: Closed

Pay By Mail - Mail payments to the address below. Ensure that have plenty of time for your payment to arrive prior to the due date:

  • Synchrony Bank
  • PO Box 960061
  • Orlando, FL 32896-0061