American Mattress Financing Options

American Mattress now has incredible financing options to better serve your financing needs and get you the mattress of your dreams! Financing your mattress purchase is a great way to start sleeping better without having to clear out your savings.

You can apply for financing online or visit any of our American Mattress locations.

Buy Now, Pay Later with Blispay

We've teamed up with Blispay to offer special financing. Enjoy 6 months to pay on all purchases over $199. Plus, you'll get 2% Cash Back!

How it works:

  • Apply on your phone or computer at
  • If approved, you'll instantly receive a digital Blispay Visa® Card which you can use to make your purchase. 
  • You'll receive No Payments, No Interest on all purchases over $199 if paid in full in 6 months + 2% Cash Back.

Interest will be charged to your account at your APR of 19.99% from the posting date if the purchase balance is not paid in full in six months. Your account has a 3% foreign transaction fee and if you are charged interest it will be at least $2.00.

For more info please visit The Blispay Visa Card is issued by First Electronic Bank, Utah.



Financing with Synchroncy

36 Months Promotional Financing Every day* on in-store purchases over $1000 or more made with your American Mattress Credit Card.

To get started online, simply visit our partners at Synchrony Bank. Synchrony Bank offers regular monthly payments that extend your purchasing power and let you take home the mattress you want. Synchrony also provides top-notch security and encryption to protect your information. Shop our best Mattress deals and start getting a better night's sleep!

Great Benefits

  • A dedicated credit line to use again and again at American Mattress
  • Convenient monthly payments
  • Payment options - online or by mail

Apply Today

Access 24/7

  • Make Payments
  • View your Balance
  • Update Account Info
  • Schedule up to your next 12 payments
  • and more

Manage my Account

Easy Use

  • Use your card for future purchases at American Mattress
  • No expiration date
  • Cardholder-only special offers

Frequently Asked Questions

What is the American Mattress Credit Card?

American Mattress offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again at American Mattress stores and online.

How do I get an American Mattress Credit Card?

You can apply for an American Mattress Credit Card at any of our retail stores. Click here to find our locations.

Where do I check the status of my account?

To check the status of your American Mattress Credit Card go to the Manage My Account page on Synchrony Financial's website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to your next 12 payments

How can I make a payment on my American Mattress Credit Card?

American Mattress offers three convenient ways to pay your American Mattress Credit Card bill:

Pay Online: Click here to make a payment online.

Pay by Phone: Contact Synchrony Bank Customer service at 1-866-396-8254 during the hours listed below to make a payment by phone: 

M-F: 7:30 am to 12:00 am EST
Saturday: 10:00 am to 7:00 pm EST
Sunday: Closed

Pay by Mail: Mail payments to the address below. Ensure that have plenty of time for your payment to arrive prior to the due date: 

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061